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Lowering the Cost of Homeowners Insurance

Interested in saving money on your homeowners insurance? We're going to take a chance and guess that your answer is yes. You have options when it comes to lowering your home insurance costs.

How to Lower Your Cost

Insure multiple policies with Safeco
Insuring both your auto and home with Safeco qualifies you for a discount on BOTH policies. Check out our full range of homeowner's insurance and umbrella policies to see if you can save money by having all your policies in one place.
Increase your deductible
Deductibles typically range from $500 to $7,500. By increasing your deductible and raising the amount you pay out-of-pocket for losses, you can save more on your homeowner's policy premium. Ask your agent to explain the trade-offs.
Safety saves
Installing safety features to your home can qualify you for discounts. Have you recently added a security system, burglar alarm, or fire alarm to your home? All of those items can reduce insurance costs.
Good credit? Good for you
Credit scores demonstrate how responsibly you manage your finances. It has also been proven that financial responsibility predicts the potential for filing more claims. Keep your score healthy, and you could save money on your insurance. Understand your credit score, learn about building a strong credit history, and discover how to keep your credit reports accurate.